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John Hayman is the Founder and President of Capital Advantage, Inc. John received a Bachelor’s Degree in Environmental Science with a subspecialty in Economics from the University of California at Berkeley in 1981. John is a Certified Financial Planner, or CFP©, and a Registered Investment Advisor. After working as a Financial Advisor at a major securities brokerage firm for three years, John saw something missing in the financial planning community: independent thought in investment planning and a loyal commitment to client service.
Determined to create a new business model that would focus more on the client, John founded what is now Capital Advantage, Inc. in his basement in 1981. His vision: An independent investment advisor that would act as a fiduciary and provide financial peace of mind to each and every client.
More than 29 years later, Capital Advantage, Inc. is a 100% fee-only, SEC-registered investment advisor focusing primarily on individuals near or in retirement. More recently, the firm broadened its horizons and began providing institutional investment advisor services to non-profit groups and 401(k) plans.
Now that he is joined by a number of other financial advisors and a skilled support staff, John enjoys spending as much time with his family as possible. He lives with his wife and two daughters, as well as his many pets - two dogs, three cats, and two birds - in Orinda. If not cheering courtside at a Cal Berkeley game, John can be found enjoying the great outdoors—by boat, motorcycle or foot.
 Click here to email John Hayman |
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Donna Zinman is a Vice President and a Senior Financial Advisor at Capital Advantage, Inc. She is responsible for establishing new client relationships, managing investment portfolios and financial planning, as well as firm marketing and human resource management.
Donna received a Bachelor’s Degree in Business Administration from California State University at San Francisco in 1986 and a Master’s Degree in Business Administration from Golden Gate University at San Francisco in 1995. Donna is a Registered Investment Advisor and holds a Certificate in Financial Planning from the University of California at Berkeley.
She began her career in the financial services industry in 1989. After working as a Bank Officer at Wells Fargo for two years, she joined Charles Schwab & Co., Inc. as a Financial Consultant in 1991. She joined Capital Advantage, Inc. in 2004.
Donna lives with her husband and daughter in Moraga. In her spare time, she enjoys spending time with her family—hiking, biking, skiing and golfing are among the family’s favorite outdoor activities.
Click here to email Donna Zinman |
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Gary Clarke is a Vice President and a Senior Financial Advisor at Capital Advantage, Inc. He is responsibilities include establishing new client relationships, managing investment portfolios, financial planning, and sales.
Gary received a Bachelor's Degree in Business Administration from Chaminade University in Honolulu in 1986. Gary is a Registered Investment Advisor.
After managing a family-owned business in his native Hawaii for five years, Gary moved to California and began his financial services career in 1994. He worked as a Financial Planner for American Express Financial Advisors, and then joined WM Financial Services, a subsidiary of Washington Mutual Bank (now Chase), as a Financial Consultant in 1995. In 2000, he joined Charles Schwab & Co. Inc. as a Financial Consultant. He joined Capital Advantage, Inc. in 2005.
Gary lives with his wife and daughter in San Ramon. He is actively involved in the San Ramon Valley Rotary Club and enjoys fundraising for the American Diabetes Society, Dogs4Diabetics, and The Rotary Foundation. In his spare time, he enjoys exercising--weight training, swimming, and cycling, as well as playing the drums, traveling, and spending time with his family.
Click here to email Gary Clarke |
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Rick McNamara is the Director of Investment Management at Capital Advantage, Inc. He is responsible for performing extensive investment research and analysis, selecting and managing investment options, maintaining investments in company financial systems, executing trades, and determining asset allocation models. Rick works directly with the company President to establish investment strategies, and is responsible for providing information and making recommendations to Senior Advisors on fund managers, investment selection, suitability guidelines, and active client portfolio management.
Rick received a Bachelor’s Degree in Psychology from California State University at Chico. Rick is a Registered Investment Advisor and holds a Chartered Mutual Fund Counselor (CMFC) designation.
Rick has worked in the financial services field since 1997, when he joined Franklin Templeton’s mutual fund information department. In 1999, he joined Charles Schwab & Co. Inc. as an Investment Specialist. He joined Capital Advantage, Inc. in 2002.
Rick lives with his wife in Castro Valley. A former college baseball player, he is an avid participant in senior softball, and plays 120 games a year in cities across the United States. His team is one of the top 60-year-old teams in the country.
Click here to email Rick McNamara |
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Dawnalizabeth Henke is the Chief Compliance and Operations Officer at Capital Advantage, Inc. She is responsible for designing and implementing programs, policies, and practices to ensure that all business units are in compliance with federal, state, and local regulatory requirements. She oversees the operation, maintenance, and procedures of the organization's financial and technical systems. In addition, Dawnalizabeth supports the Director of Investment Management with investment and market research, fixed income selection and analysis, and asset allocation duties.
Dawnalizabeth received a Bachelor’s Degree in History from California State University at Hayward in 2004. She also received a Master’s Degree in Financial Analysis and Investment Management in 2007 and a Master's Degree in Business Administration in 2009, both from Saint Mary's College of California. Dawnalizabeth is a Registered Investment Advisor.
Dawnalizabeth began her financial services career in 1998 as a Financial Analyst at a private wealth management firm in Oakland. She joined Capital Advantage, Inc. in 2006.
Dawnalizabeth lives in San Ramon. In her time outside of work, she can be found traveling, wine tasting, or challenging the performance limits of her sports car.
Click here to email Dawnalizabeth Henke |
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Catherine Norris is a Manager of Client Service and the Executive Assistant to the President at Capital Advantage, Inc. She is responsible for managing client accounts, developing client relationships, marketing, and event planning.
She began her financial services career in 1981, working extensively in private wealth management and investment management. In 1990, Catherine joined the hedge fund Pacific Equity Management in Oakland as the Office and Client Service Manager. In 2003, she became the Operations Manager at Mosaic Investments LLC, a San Francisco based hedge fund. Catherine is a Registered Investment Advisor. She joined Capital Advantage, Inc. in 2008.
Catherine lives with her husband and son in Danville. She is actively involved in ARF's agility program, the Canine Good Citizen program, and a forum which hosts fundraising events for the Havanese dog breed, of which Catherine owns two. She enjoys all levels of sporting events, entertaining, and assisting her gourmet chef husband in the kitchen.
Click here to email Catherine Norris |
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Aimee Schwartze is the Director of Client Service at Capital Advantage, Inc. She is responsible for managing the client service department, maintaining client accounts, developing client relationships, financial planning and assisting with sales and marketing. Aimee is a Registered Investment Advisor.
Aimee leads the donation and volunteer committee at Capital Advantage, Inc. She works closely with VESTIA, a non-profit organization offering support to low income families throughout Contra Costa County.
Aimee lives with her son in Clayton. She is actively involved in her community, as well as her son’s school and sport activities. In her time outside of work, she enjoys spending time with her family in Carmel, as well as remodeling her new home.
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Amy Montano is the Senior Administrator at Capital Advantage, Inc. She is responsible for reception duties, facility maintenance, marketing events, client service requests and special projects.
Amy received an Associate’s Degree in Accounting from Heald Business College in Walnut Creek in 1985.
She began her career at Arthur Andersen/Andersen Consulting in 1989. In 1998, she joined Turner Investment Partners as an Administrative Assistant, and in 2007, she joined Capital Advantage, Inc.
Amy lives with her husband and daughter in Walnut Creek. She enjoys a number of outdoor activities, including hiking and horseback riding.
Click here to email Amy Montano |
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